Straight Talk from Someone with Experience, who has made it through the storm over the recent years and still here, running strong!

The reason Florida Real Estate is at such low prices is due to THE ABSENCE OF FINANCING!

In the meanwhile, the below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers.

 Purchasing or Refinancing? Self Employed looking for flexibility or a Full Doc W-2 employee?  Credit score of 800 or under 580? $12,500,000 down to $100,000, I can help you obtain your best terms in the 2012 mortgage market!

100% LTV- VA

100% LTV- USDA - 12 mo. into Chapter 13 BK…OK Too!

96.5 LTV- FHA also only $100 Down FHA program

 

97% LTV- Alternative to FHA- less down and higher loan amt.

95% LTV- NEW-No PMI!

95% LTV- NEW-CONDO Loan

90% LTV- NEW-2nd Home

 

Stated Income Alt programs Below  

80% LTV- Portfolio- up to Super Jumbo

80% LTV- FIX n’ FLIP Invest. Prop. – No min. credit score required!

75% LTV- Stated Income Alt up to Mega Jumbo

75% LTV- Foreign Nationals- Stated Income/Alt. up to Super Jumbo

70% LTV 75% CLTV- NEW- after Short Sale, BK or Foreclosure up to Super Jumbo

70% LTV- Soft Money/Private Money -Stated Income Alt up to Super Jumbo

 

COMMERCIAL PROGRAMS – (many programs available nationwide)

90% LTV- Full Doc

85% LTV- Full Doc- 2.875%

90% LTV- Stated Income/Alt.-Constr. & Constr. Comp. up to $250 m/4.95% I/O

Loan programs subject to change, qualifying, min. loan amts., values, lending areas and/or select properties. Pro Option Mortgage is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.

 

In the 2012 market with lenders tightening credit, changing guidelines and many programs ending, borrowers are turning to someone with experience, who has weathered the storm of the past 6 yrs, that can handle the task of finding the right loan through lenders

...that will actually fund the loan!  

 

 Contact us 24/7 for a Pre Qualification Letter

Email me:  Steve@Pro-Option.com 

     888-662-4404 CALL 24/7        

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  GOD BLESS AMERICA, GOD BLESS OUR TROOPS & THANK GOD FOR THE U.S MARINES!

                                                         

For New Jersey Mortgages Visit

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