Home - Pro-Option Mortgage, Inc.

Straight Talk from Someone with Experience on Residential & Commercial Loans

Purchasing or Refinancing, Self Employed looking for flexibility or a Full Doc W-2 employee, credit score of 800 or under 600, I can help you get the best terms in the 2011 mortgage market!

100% - VA & USDA
99% - FHA (on select properties)
97% - Conforming (primary res.)

96.5% –FHA–up to $35,000 from the purchase for upgrades & repairs

96.5% - FHA

95% - $100k-JUMBO- No PMI (Physicians,Architects,Engineers,Dentists,CPAs)

95% - Full Doc- No PMI - Primary Res., 2nd Homes

75% - Stated Income/ Alt. - Investment Properties ONLY

75% - NON WARRANTABLE CONDOS (Primary Res./2nd homes)

70% - Stated Income/Alt.-$200k to Super Jumbo (primary & 2nd Home)

70% - Stated Income/Alt. - $200k to Super Jumbo –(2nd home, invest. prop.)

80% - Land/Lot Loans

90% - Construction Loans

89% - Super Jumbo purchase loans (P.C) Portfolio Lenders Too!

75% – Foreign National-over $200k -Super Jumbo(2nd home & Invest. prop.)

65% - Post Short Sale purchases (Primary Res., 2nd Homes and Invest. prop)

65% - HARD EQUITY - Private Money Loans

50% - GOOD CREDIT- TRUE NO DOC - Primary Res./ 45% 2nd Home

Up to 94% 2nd mtg.- Home Equity Line

Contact us 24/7 for Pre Qual Letters

Commercial Loans up to 90%

All types of Commercial Real Estate up to $300,000,000.00 in all states and U.S. Territories

Construction Loans up to 90% 5.875% I/O

Purchases of incomplete Condo Buildings up to 90% 5.875% I/O

Refinancing of Commercial Real Estate

Purchase or Cash Out of Commercial Land/ Lots

Stated Income/ Alt. Loans are still available as well.

Other types of lending assistance

Jet Aircraft/ Aircraft Financing, Yacht Financing, Collateral Loans, Securities Loan, Heavy Equipment Loans and more...

In today's mortgage market, with lenders tightening credit, changing guidelines and many programs rapidly ending, borrowers are turning to Experienced Brokers to handle the task of finding the right loan program for their unique financial situations through lenders...

...that will actually fund the loans!

Contact us 24/7 for a Pre Qualification Letter

Email me: Steve@Pro-Option.com

888-662-4404 CALL 24/7

NMLS #204296

UNITED WE STAND, GOD BLESS AMERICA!

For New Jersey Mortgages Visit:

www.123MortgagePro.com

I AM IN NO WAY AFFILIATED WITH THE ADVERTISEMENTS BELOW!